A novated lease is a three way agreement between you, your employer and Leasexpress. Your vehicle finance and running costs are paid from your salary before tax. This can reduce your taxable income and potentially increase your take home pay.
Your single regular payment can include:
Everything is bundled into one predictable payment, making it easier to manage your budget whether you are posted locally or interstate.
Based in Melbourne and servicing clients Australia wide, Leasexpress has over two decades of experience in novated leasing and vehicle finance.
Over 20 Years of Experience Trusted expertise helping Australians maximise their salary packaging benefits.
Competitive Fleet Pricing Access to national fleet discounts and strong supplier relationships.
Personalised Advice We tailor every quote to your income, vehicle choice and Defence employment circumstances.
Dedicated Local Team Fast, responsive support from a team that understands how novated leasing works within government and Defence structures.
Learn MoreWe understand that Defence roles come with unique circumstances such as postings, relocations and changes in duties. Our team works with you to structure a novated lease that suits your situation.
Paying for your vehicle with pre-tax income may reduce your overall tax payable.
In many cases, you may save GST on the vehicle purchase price and running costs for the life of the lease.
Access competitive fleet discounts on new vehicles.
One regular payment covers finance and everyday vehicle costs.
Choose from petrol, diesel, hybrid or electric vehicles.
You can choose almost any make or model, new or used, subject to approval. Popular options include:
Other models available on request. Speak to our team to explore your options.
Use our online calculator to estimate your costs, tax savings and impact on your take-home pay.
Calculate My ADF SavingsA novated lease allows you to finance and run a vehicle using salary packaging. Your employer deducts the agreed lease amount from your salary and pays it to Leasexpress on your behalf.
Reduced taxable income Potential GST savings Simplified vehicle budgeting
At the end of the lease term, you have options which may include refinancing, upgrading your vehicle or paying out the residual amount.
See EV Leasing BenefitsPlease contact our Leasexpress (LE) fleet management, insurance and servicing providers for assistance.
Most full time Australian Defence Force employees who are paid via payroll and have access to salary packaging may be eligible. We can confirm this with you quickly.
No. Both new and eligible used vehicles can be novated.
Yes. You are free to choose the make and model that suits your lifestyle and budget.
If your employment changes, the lease can often be transferred to a new employer who offers salary packaging, or alternative arrangements can be discussed.
In most cases, there are no upfront costs. Your vehicle expenses are incorporated into your regular lease payment.
Take control of your next car with a tax effective novated lease designed for Australian Defence Force personnel. Use our calculator to estimate your savings or speak to our team for a personalised quote.